What kind of Auto insurance covers damage to your vehicle, such as vandalism, theft, collision from another car hitting yours while parked?
07-May-2010
06-May-2010
I have major medical, which basically only covers me if I get in a big accident. But what about disability, if I can’t work for a while after an accident? Should I get better health or possibly life insurance? What do other motorcyclists do?
05-May-2010
WOW!! I was just dealt a low blow. My husband and I thought he had a life insurance policy and just now found out that he does not. Well he is old now. Between 79 and 82. He isn’t even sure which. OMG!
I know it is expensive, but what kind of life insurance can I get for someone his age that will help me and my minor son out when my husband dies? Does the life insurance company ask for a birth certificate???
I am so stressed I feel like puking!
Thanks ahead of time!
04-May-2010
I understand that Michigan is a no-fault state, and as a result everyone gets this PLPD insurance or something. I’m moving from Pennsylvania and had full coverage on my car for about $90/month. I thought PA and MI were both no-fault, but it seems different and the rates I’m being quoted for the same insurance in MI are higher. I’m so confused!! Also, right now I am on State Farm. I’m 25 but on my mom’s plan, and I am getting married/changing my last name and I now live in Michigan so it is past time for me to pay for my own insurance.
Right now I’m on State Farm, and there are agents both here and in PA, but their rates seem to be high.
02-May-2010
I used to own whole life insurance until I learned the hard way about the truth behind it. A life agent said cash value was a great way to build savings for retirement and that I can use it anytime. That sounded pretty great and so me and my husband bought it. About 28 years later, he died in an accident. The life insurance paid the death claim about 30 days after I filed a claim. But all the cash value was gone! With the cash value, I could of used it for my retirement.
So now I got rid of my whole life and paid a surrender charge on the cash value. The mortgage is paid off and no one is dependant on my income anymore. So I don’t need life insurance. I moved about $45,000 of cash value into various investments.
All I have to say to people buying life insurance is do your own research about life insurance before listening to life insurance agents.
30-Apr-2010
Pay? Job satisfaction? Etc.
I am a 1 income family, and would like to make the most of my licenses.
I work in Nevada.
30-Apr-2010
If they had to treat a preemie, for example, what is a medical insurance plan that doesn’t pay for things consistently, doesn’t pay well, etc? If you were a doctor, what type of insurance would you NOT want to deal with?
30-Apr-2010
I am considering a career change into commercial insurance sales. I am wondering what the job is like and how well it pays.
By commercial the company sales insurance companies buy to cover their assets. They also sell group health, but that is only one area they work. They have about 10 types of coverage they offer, and the group health for employees is only one of those. Sounds like a slightly better situation. Anyone familiar with this bigger picture?
29-Apr-2010
The home is either livable or NOT livable…it matters NOT what disaster ruined the home..
Why then is it that you have to pay extra for each different type of circumstance? An accident is an accident…. a disaster is a disaster… the home can only be burned, flooded, distroyed by earthquake / tornado / hurricaine ONCE.. why pay for all the different ways insurance-wise?
How covered is covered? And WHY !!!! Why?? Is it if you Never have any type of claim you aren’t refunded some of that money you spend year after year after year?
Again, once you’ve paid in insurance the amount of the home value.. what difference does it make if you replaced the home ‘money-wise’ already in insurance premiums? Why not spend those premiums on a second home instead?
Just shooting in the dark here of the many complaints I have heard ranted from my elders recently.. their solutions were hysterical.. I’d love to hear more solutions.
