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Where is Private Mortgage Insurance in this financial bail out. ?

olliz79 — Sun, 09 May 2010 23:35:23 +0000

When we take out a mortgage with less than 20% down, the lender usually asks that the borrower pay for private mortgage insurance to take care of any loss in value should the bank have to foreclose and sell. I have not heard one word about where they stand with this bail out situation

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National Mutual Insurance. . . . Anyone heard of this company?

olliz79 — Sun, 09 May 2010 14:58:53 +0000

I had an accident and it was the other drivers fault. The police report had “National Mutual” and the policy number but, it didn’t list the agency name. Anyone have a clue of a phone number for them? (I know the policy was purchased in NC)

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Has any one heard of this insurance company for jewelery?

olliz79 — Sun, 09 May 2010 11:47:01 +0000

Has any one hear of this insurance company for jewerly? Jewelers mutual insurance company?? I just got engaged and the place he bought my ring at doesnt have insurance for us.

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How likely is it that my car insurance will go up due to this?

olliz79 — Sun, 09 May 2010 11:46:19 +0000

Haven’t had a claim in over ten years
Haven’t gotten a ticket in probably 5 years.

But, the neighbor kid did $2K worth of damage to my car with his bike in three separate incidents. Basically, half of it will have to be repainted!

I’d really, really rather not go to court. His insurance is NOT an option in this case. He doesn’t have $2,000 laying around.

IF I go the much easier route of getting him to pay at least my deductible, how likely is State Farm to raise my rates with a, after deductible, claim of about $1500 or so?

Any relevant advice/comment is appreciated.
Killing the kid DID cross my mind for just the briefest of moments, but then I realized that might be overreacting just a tad! lol
Forgot to mention that I did file a police report AND the stepdad admitted his kid ( 4 years old!) most likely did it.

Again, just wondering if my rates will go up if I go the easy way and file a claim?
Insurance doesn’t apply due to it being on rental property.

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I have a financial stabilty score of 1405 on my homeowners insurance policy. What does this score mean?

olliz79 — Fri, 07 May 2010 20:35:47 +0000

What are the ranges for this score and where do I fall in it. Is this number good or bad? And how it is affecting my homeowners policy premium?

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Should I take this Insurance Internship @ Northwestern Mutual?

olliz79 — Thu, 06 May 2010 23:40:25 +0000

Alright, I’m a 20 year old college student and have worked at a bank for 2 years now. I ended up getting my life/health insurance license over the summer. I applied for an internship @ northwestern mutual and they offered me a position. I already know that it takes time to build an income in this industry. I saw that it was ranked as a good internship, have seen some horrible reviews. I’ll take any advice anyone has to offer…

Ps. I want to be a financial planner after I graduate, is this the road to take?

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Can you answer this question about my commercial auto insurance app?

olliz79 — Thu, 06 May 2010 20:35:06 +0000

On the commercial auto application it asks if this is a service, commercial or retail vehicle. I know it’s not retail. But what’s the difference between a commercial vehicle and a service vehicle?

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What does the guy in this insurance commercial represent?

olliz79 — Thu, 06 May 2010 14:36:00 +0000

There is an insurance commercial where a guy represents something which I cannot remember. He drops a gargoyle on a car, then he walks and walks and all these unfortunate events keep happeing as he keeps walking. I cannot even recall which insurance company it is but all I want to know is what the guy is representing in the commercial.

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Is this normal for home insurance?

olliz79 — Thu, 06 May 2010 08:37:35 +0000

I have AAA-California home insurance and we had an incident yesterday involving a squirrel and our fire suppression sprinkler lines. AAA says they only cover the damage caused (carpets, sheetrock, moisture, etc.) by the squirrel eating through the lines, but will not cover the cost of repairing the lines. Is this standard for all home insurance, or do I just have a crappy policy?
The sprinkler lines are in my attic.

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Is car insurance really suppose to be this high priced?

olliz79 — Thu, 06 May 2010 02:51:12 +0000

I am 16 years old and my parents want too buy me a Nissan 350z but the only problem is the insurance is $3,200 every 6 months. I know im yound and its a sports car but is it really suppose to be that high priced? We have checked in many big car insurance companies but they all seem too be around at the same price for full comverage. Is there any company anyone knows of that isnt at such an outrageous price? & is this normal that its so high?

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