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Pencil Portraits

Comments: (15)

Why is employer paid health insurance not taxed as a part of wages?

Category : Health Insurance

Companies that provide health insurance deduct what they pay as an expense and their employees don’t pay taxes on a huge benefit. That makes health care for those with employer paid health insurance almost free for them. Why shouldn’t your employer pay for your auto insurance, too? Why is this fair to those that have to pay their own medical bills? What type of socialism is this?

Cogent arguments only, please.

Comments: (5)

Are property taxes and home insurance included as part of mortgage debt?

Category : Home Insurance

NBC News said last night that debt should not exceed 38% of take home pay. Are property taxes and home insurance included as part of mortgage debt?

Comments: (3)

If I take a seasonal part time job delivering things with my own truck/trailer, do I need commercial insurance?

Category : Commercial Insurance

I’m thinking about taking a second job that I would use my own pick-up and sometimes my little trailer to deliver things for kids parties. It would only be on the weekends usually from May till October. It wouldn’t even be every weekend. Do I need to get commercial auto insurance?

Comments: (7)

Do you need commercial insurance to deliver flowers part time?

Category : Commercial Insurance

hi i just wanted to know if i need a commercial insurance to deliver flowers part time. im 17 and have personal coverage but do i have to buy commercial? thanks
so if i get into an accident would i be covered?

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