Hi. I’m 19 and in college and employed. I missed the deadline to sign up for health insurance with my employer, and now im searching several health and medical insurance plans that are affordable to my income.
Please If anybody know any low cost and affordable health and insurance plans please list them.
Thanks ![]()
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health-quotes.isgreat.org – my family have this health insurance. It is affordable and has good coverage for dental issues.
YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here
http://www.HealthInsuranceIdeas.info
to solve my similiar problem.
I’ll keep it short: contact a broker who specializes in health insurance and have him get quotes for you. Visit NAHU (see below) to find someone in your area (NAHU is the professional association for agents/brokers like me who specialize in health insurance). Some additional tips:
1. Stick with "name brand" companies, like Blue Cross, Humana, United Healthcare, Aetna, etc. (there’s a lot of junky plans that look good on paper, but who won’t pay if you have a really big $$ claim, which is, after all, the only reason to have insurance).
2. Treat your "insurance" as insurance, not health care "financing." That is, buy a plan with a big deductible ($3-5,000) and save your money because it will be less expensive. Even with a big deductible like that you’ll still find plans that have relatively low doctor and drug copayments.
Which plan is best (and least expensive) will depend on a lot of variables: age, sex, health, where you live, etc., etc., so it’s hard to tell you "who’s the best." That’s why you need to talk w/ someone who knows the "market" in your area.
Good luck!